How do you setup your own website?


Follow these steps to set up your own website: 1. Find a good domain name. The first step towards setting up your own website is to obtain a good domain name. It can be rather difficult to locate the domain name that you want. You will most likely find that many domain names that apply […]

What are tax write-offs? Why are they so significant for business?


A  tax write-off is a reduction in the gross amount on which a tax is calculated; reduces taxes by the percentage fixed for the taxpayer’s income bracket Small-business owners need to be tax wise throughout the year, not just during tax season. The following checklist can help you take advantage of all the deductions you’re legally […]

Is it wise to pay more on my mortgage or to put more in my 401K ?


Typically it is wiser to put money into your debt than into your savings.  Sure you can use your savings to buy things, whereas the money you put into your debt just goes to someone else so they can spend it, but you’ll save money in the long run if you pay off your debt […]

How can I make money on Ebay?


The auction website eBay is an ideal outlet for those who are looking to buy just about anything, and for those who are looking to sell just about anything. Selling items on eBay is a great way to earn extra money, unload some old things from around your house, or to start a home-based business […]

How old must you be to apply for Social Security Retirement benefits and how much will I receive?


You can apply for Social Security benefits 3 months prior to attaining age 62. The montly benefit amount that you receive depends on the highest 35 years of work earnings and also how early the individual decides to receive their benefits. The longer you wait, the higher your benefits will be when you decide to […]

Why do we need employment equity?


From the Employment Equity Act of 1995, Canada. The purpose of this Act is to achieve equality in the workplace so that no person shall be denied employment opportunities or benefits for reasons unrelated to ability and, in the fulfilment of that goal, to correct the conditions of disadvantage in employment experienced by women, aboriginal […]

What does Australia export to Greece and what percentage of total imports to Greece does this represent?


It seems Australia exports a number of things to Greece, although Australia is not one of Greece’s major trading partners.  Greece buys about 50 million American dollars worth of goods a year, but they sell about 138 million American dollars in goods a year.  The chief imports from Australia to Greece are: crustaceans, milk and cream, starches, […]

What is a ‘draw’ in terms of income from employment, and how does it work with commission?


An income draw is a method of payroll that is typically employed in a commissioned income environment.  It involves supplementing a commissioned sales representatives income with loan to meet a minimum amount of money each pay period.  For example, if you were employed in a position with a $2000 monthly draw, you would be guaranteed […]

If I co-signed a loan for a vehicle and the borrower doesn’t make the payments and I do , do I have any recourse to get the vehicle?


It depends on the Country and Region that you live in, and how the vehicle ownership was arranged, if you jointly own the vehicle, or if you were simply a guarantor of the loan.  If you are both listed as an owner of the vehicle, you may be able to legally take possession of it.  […]

Can a collections agency take money out of my savings account without my permission?


It would be illegal for a collections agency to take money from any of your accounts without your permission. However, a debt transferred to a collections agency can have a negative impact on your credit rating and will appear in your credit history. An outstanding debt with a collections agency can impact your ability to […]

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